Jump to Navigation

What to do if hurricane season brings flood damage

In the fall season, Miami residents often find their attention drawn to both the Hurricanes and the hurricanes. The Hurricanes represent the University of Miami, and hopefully their football team will have a good season. On the other hand, we certainly hope the hurricanes that bring heavy rains will have a mild and uneventful season.

But should a hurricane or other major weather event cause flooding, you may experience the misfortune of having your home or business damaged. If you have flood insurance, you may be able to mitigate much of the expense caused by the damage.

If your business or home is damaged or destroyed by a flood, you will likely need to file a claim to receive compensation. After you inform your insurance company of your situation, an adjuster will be assigned to your claim. It is the adjuster who will guide you through the process of filing the claim. In addition, the adjuster will see that you have access to the forms you'll need to fill out.

From there, you will have to take an inventory of your possessions that were damaged in the flood. It is very helpful if you can provide receipts for these items. You may also want to document the damage by taking pictures or shooting video. You will provide the information you gathered from the inventory to the adjuster, who will in turn help calculate the value of your losses. If all goes well, you will receive the benefits to which you are entitled.

However, if you go through the claims process and your claim is denied, or you believe you did not receive a fair settlement, you may wish to contact a business litigation attorney. An attorney could look over your insurance policy and assess if you were treated fairly. The attorney could then represent your interests as you attempt to have the matter brought to a satisfactory conclusion.

No Comments

Leave a comment
Comment Information
Subscribe to This Blog's Feed

Contact Form

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Warren Gammill & Associates

Suite 400, Courthouse Plaza
28 West Flagler Street
Miami, Florida 33130

Phone: 305-579-0000
Fax: 305-371-6927

AV LexisNexis Martindale-Hubbell Peer Review Rated For Ethical Standards and Legal Ability